Attic Insulation Savings Calculator
Estimate yearly heating dollars saved by upgrading your attic insulation R-value.
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Boston ~5,800. Minneapolis ~7,800. Atlanta ~3,000.
Old fiberglass batts: R-13 to R-19.
DOE recommends R-49 to R-60 in cold climates.
Natural gas ~$15. Propane ~$30. Electric resistance ~$50.
Typical blown-in top-up: $1.50-$2.50/sq ft.
Yearly savings
$100
BTU saved/yr
5.6 MMBtu
Payback
18.0 yr
What this means
Heat loss through the attic is proportional to 1/R. Going from R-19 to R-49 cuts attic loss by about 61% — but only the attic portion of your bill, not the whole bill.
For most homes the attic is 15-25% of total heat loss. Combine this with air sealing the attic floor for the biggest impact — air leaks bypass insulation entirely.
How to lower this cost
- Air seal first: top plates, can-light penetrations, attic hatch, plumbing chases.
- Blown-in cellulose is usually the cheapest way to add R-value (DIY rental possible).
- Don't compress existing insulation — add new layers loosely on top.
- Insulate and weatherstrip the attic hatch — it's a giant uninsulated hole otherwise.
- Check state and utility rebates — the federal 25C tax credit ended Dec 31, 2025.
Next step
Find your climate-zone R-value target
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Results are estimates based on typical conditions. Actual costs vary by climate, utility rates, equipment efficiency, and home characteristics. Use them as a starting point — for precise figures consult a qualified energy auditor or your utility company. Estimates are not a guarantee, and any work you do on your home is at your own risk — we are not liable for installation errors or property damage. Air sealing a home with gas, oil, propane, or wood-burning appliances can cause backdrafting and carbon monoxide risk — get a combustion safety test and keep CO alarms working. See our Disclaimer.